Mortgages and loans nz

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Pre-Approved Mortgages Watch Out!!!

Watch Out for pre-approved mortgages

We have all heard about banks wanting you to come in and get a pre approved mortgage but watch out because Read the rest of this entry »

Will Obama Pay your Mortgage ?

Deluded Lady Thinks Barrock Obama will pay her mortgage!

This Lady thinks that now that President Obama has arrived she won’t have to worry about here mortgage bills or her petrol bills.
I seriously hope that she does not represent the norm of America, because if this is the case then the average american is seriously deluded.

Yes Barrack is Read the rest of this entry »

How to Structure a Loan or Mortgage

How to structure a loan or mortgage – The importance of a low interest rate.

Learn how to structure a mortgage loan to your benefit & avoid paying Read the rest of this entry »

Working Out costs of a Fixed Interest Loan

Part 1: Working out the cost of interest in a fixed interest loan.

This is also a great way to learn the cost of interest. You need to know four things first.   The initial balance, Read the rest of this entry »

Fixed and Floating Combined Mortgage

By far the best solution for 95% of all home owners is to have a Mortgage that includes a portion of the mortgage at a Read the rest of this entry »

Choosing your mortgage type Fixed or floating

Choosing your mortgage type Fixed or floating

When choosing your mortgage type it is important to look at crucial factors in your life like whether your financial position is likely to change due to kids or job change or many other factors.

This is important because Read the rest of this entry »

Floating interest rate Mortgage

Floating mortgages

Floating mortgages are the most flexible of all mortgages.

A floating mortgage allows you to Read the rest of this entry »

Personal Loan Tips: Consider Your Options First

Options to Consider Before a Loan

  • Ever had trouble getting a loan before or can’t get a standard loan?
  • Do you have to take out a personal loan at all? (Borrowing without security should be a last resort if possible.)
  • Self employed, newly arrived in the country or have  poor credit?

Read the rest of this entry »

Personal Loan Tips – Check Your Statement

Check Your Statement

Errors happen,  it’s that simple.  Anecdotal evidence from the US is suggestive of reported Read the rest of this entry »